What’s in it for you?
- Yearly 1 hour call (attorney hourly rate) = $400
- Quarterly 15 Min Check-ins = $400
- Monthly Q&A Sessions (valued @ $50 each) = $600
- Amendment Discounts = $100 off
- Family Discounts of up to $500
- Exclusive Resources + much more!
$2000+ VALUE!!!
MEMBERSHIP COST
$89/month or
$1000/year
Discover the Benefits of Membership
Join the Umbrella Club
Ongoing Counsel and Peace of Mind for Every Season of Life
At the Law Office of Ruby Steinbrecher, we believe estate planning isn’t a one-time event—it’s an ongoing relationship. A will or trust created once and forgotten isn’t a true plan. It’s a snapshot in time. And when life changes (as it always does), an outdated plan can leave your loved ones exposed to unnecessary stress, cost, and conflict.
That’s why we created the Umbrella Club—our exclusive membership program designed to keep your plan aligned with your life, your values, and the people you love most.
Why Join the Umbrella Club?
Because life doesn’t stand still. A growing family, a new home, a business launch, changing relationships—any of these can impact your plan. Without regular reviews and updates, your estate documents can become outdated quickly, leaving your family without the clarity and protection you intended.
The Umbrella Club is our ongoing commitment to you—making sure your legal documents, asset inventory, and named agents grow and evolve with you.
Who Benefits Most from the Umbrella Club?
- Busy Families juggling kids, careers, and aging parents
- Entrepreneurs and Business Owners managing evolving assets
- Blended Families navigating complex dynamics
- Growing Families planning for an uncertain future
Membership Benefits Include:
- Annual Plan Reviews + Planning Session – Stay confident your plan still reflects your wishes and meets your family’s needs with a yearly check-in and review meeting.
- Members-Only Pricing on Updates – Receive discounted pricing on updates and changes to your documents—big or small. Need to change a beneficiary or agent? Get $100 off. Making major changes like adding a trust? Receive 10% off restatements.
- Quarterly 15-Minute Access Calls – Have a quick question? Need clarification? Members get dedicated time with our team each quarter to stay informed and supported.
- Legacy Interview Updates – Share stories, values, and messages through annual legacy interviews—building a treasured library for future generations.
- Educational & Client Appreciation Events – From informative webinars to heartfelt client appreciation gatherings, you’re invited to connect, learn, and grow with us year-round.
- Special Pricing for Your Loved Ones – Planning runs in the family. Your membership includes exclusive discounts for your relatives too.
- Monthly “Attorney Hour” Webinars – Join us each month for live Q&A and timely estate planning insights to keep you empowered and up to date.
- Exclusive Articles, Guest Webinars & Resources – We continually evolve to serve you better—bringing you fresh, relevant content and expert-led discussions.
Join Our Membership Program
Unlock exclusive access to expert resources, personalized check-ins, and insightful webinars. Become a member today and start planning for a secure future with the Law Office of Ruby Steinbrecher.*
*Only clients of the Law Office of Ruby Steinbrecher have the option to become a member.
Exclusive Member Resources
Comprehensive Estate Planning Guide
Trusts and Wills Handbook
Estate Taxation Overview
Power of Attorney Essentials
Healthcare Directives Explained
Beneficiary Designation Tips
Digital Estate Planning Tools
Retirement Planning Resources
Charitable Giving Strategies
Asset Protection Techniques
Family Business Succession Planning
Estate Planning for Blended Families
Elder Law and Long-Term Care
Probate Process Simplified
Guardianship and Conservatorship
Estate Planning for Young Families
International Estate Planning Considerations
Estate Planning Checklists and Worksheets
Explore Our Latest Articles
Do You Update Your Estate Plan as Often as Your Resume?
A resume is a snapshot of your experience, skill set, and education that provides prospective employers insight into who you are and how you will perform. Imagine not updating your resume for five, ten, or even fifteen years. Would it accurately reflect your professional abilities? Would it do what you want it to do? Probably not. Estate plans are similar in that they need to be regularly updated to reflect changes in your life and the law so they can do what you want them to do. Outdated estate plans, like outdated resumes, simply do not work.
Seven Ways You Can Leave Your Family a Great Legacy
Don’t Have a Lot of Money? Here Are Seven Ways You Can Still Leave Your Family a Great Legacy.
Although the word “inheritance” usually conjures up images of property or accounts with significant monetary value, you can leave your family an even longer-lasting inheritance by doing these seven things, whether or not your bank account is overflowing.
When A Gift May Not Be A Gift
It is better to give than to receive. But if you give a gift above a certain amount, you might end up owing money to the Internal Revenue Service (IRS).
The federal tax code has very specific rules about how much you are allowed to transfer to others each year—and over the course of your lifetime—in the form of a gift. Any gifts above that amount may be subject to gift tax, which is paid by the giver. However, not every gift is subject to gift tax. There are annual exclusion amounts, a lifetime exemption amount, and other exclusions, such as education or medical exclusions, that relieve a giver of paying federal gift taxes. Because the lifetime exemption amount is very generous at this time, many people will not actually owe taxes on their gifts. However, high net worth individuals should be mindful of how gifting can affect the estate tax that may be due upon their death.