Estate Taxes

You bought life insurance because someone depends on you. But if you now have a trust, the question of who should receive that benefit deserves a closer look. Naming your spouse directly gives them freedom — but a trust gives your family a framework. Learn what each choice actually means, what happens to your children’s share, and how to make sure your beneficiary form is truly connected to your Legacy Vision Plan.

Three out of four Americans don’t have a will — and statistically, someone you love is unprotected right now. But bringing up estate planning doesn’t have to be morbid, preachy, or uncomfortable. Here’s how to have that conversation naturally, why it matters more than most people realize, and why referring a friend to an estate planning attorney might be one of the most loving things you ever do for them.

The One Big Beautiful Bill made headlines for raising the estate tax exemption — but buried in the footnotes is a provision that tax lawyers are calling a double taxation problem for family trusts. It’s not just a concern for the ultra-wealthy. Special needs trusts, spousal trusts, and life insurance trusts may all be affected. Here’s what you need to know right now — and what to do before the end of the year.

You bought life insurance because someone depends on you. But if you now have a trust, the question of who should receive that benefit deserves a closer look. Naming your spouse directly gives them freedom — but a trust gives your family a framework. Learn what each choice actually means, what happens to your children’s share, and how to make sure your beneficiary form is truly connected to your Legacy Vision Plan.

Three out of four Americans don’t have a will — and statistically, someone you love is unprotected right now. But bringing up estate planning doesn’t have to be morbid, preachy, or uncomfortable. Here’s how to have that conversation naturally, why it matters more than most people realize, and why referring a friend to an estate planning attorney might be one of the most loving things you ever do for them.

The One Big Beautiful Bill made headlines for raising the estate tax exemption — but buried in the footnotes is a provision that tax lawyers are calling a double taxation problem for family trusts. It’s not just a concern for the ultra-wealthy. Special needs trusts, spousal trusts, and life insurance trusts may all be affected. Here’s what you need to know right now — and what to do before the end of the year.