What’s in it for you?

  • Yearly 1 hour call (attorney hourly rate) = $400
  • Quarterly 15 Min Check-ins = $400
  • Monthly Q&A Sessions (valued @ $50 each) = $600
  • Amendment Discounts = $100 off
  • Family Discounts of up to $500
  • Exclusive Resources + much more!

$2000+ VALUE!!!

MEMBERSHIP COST

$89/month or
$1000/year

Discover the Benefits of Membership

Join the Umbrella Club

Ongoing Counsel and Peace of Mind for Every Season of Life

At the Law Office of Ruby Steinbrecher, we believe estate planning isn’t a one-time event—it’s an ongoing relationship. A will or trust created once and forgotten isn’t a true plan. It’s a snapshot in time. And when life changes (as it always does), an outdated plan can leave your loved ones exposed to unnecessary stress, cost, and conflict.

That’s why we created the Umbrella Club—our exclusive membership program designed to keep your plan aligned with your life, your values, and the people you love most.

Why Join the Umbrella Club?

Because life doesn’t stand still. A growing family, a new home, a business launch, changing relationships—any of these can impact your plan. Without regular reviews and updates, your estate documents can become outdated quickly, leaving your family without the clarity and protection you intended.

The Umbrella Club is our ongoing commitment to you—making sure your legal documents, asset inventory, and named agents grow and evolve with you.

Who Benefits Most from the Umbrella Club?

  • Busy Families juggling kids, careers, and aging parents

  • Entrepreneurs and Business Owners managing evolving assets

  • Blended Families navigating complex dynamics

  • Growing Families planning for an uncertain future

Membership Benefits Include:

  • Annual Plan Reviews + Planning Session – Stay confident your plan still reflects your wishes and meets your family’s needs with a yearly check-in and review meeting. 
  • Members-Only Pricing on Updates – Receive discounted pricing on updates and changes to your documents—big or small. Need to change a beneficiary or agent? Get $100 off. Making major changes like adding a trust? Receive 10% off restatements. 
  • Quarterly 15-Minute Access Calls – Have a quick question? Need clarification? Members get dedicated time with our team each quarter to stay informed and supported. 
  • Legacy Interview Updates – Share stories, values, and messages through annual legacy interviews—building a treasured library for future generations. 
  • Educational & Client Appreciation Events – From informative webinars to heartfelt client appreciation gatherings, you’re invited to connect, learn, and grow with us year-round.
  • Special Pricing for Your Loved Ones – Planning runs in the family. Your membership includes exclusive discounts for your relatives too. 
  • Monthly “Attorney Hour” Webinars – Join us each month for live Q&A and timely estate planning insights to keep you empowered and up to date. 
  • Exclusive Articles, Guest Webinars & Resources – We continually evolve to serve you better—bringing you fresh, relevant content and expert-led discussions. 

Join Our Membership Program

Unlock exclusive access to expert resources, personalized check-ins, and insightful webinars. Become a member today and start planning for a secure future with the Law Office of Ruby Steinbrecher.*

*Only clients of the Law Office of Ruby Steinbrecher have the option to become a member.

Exclusive Member Resources

Comprehensive Estate Planning Guide

Trusts and Wills Handbook

Estate Taxation Overview

Power of Attorney Essentials

Healthcare Directives Explained

Beneficiary Designation Tips

Digital Estate Planning Tools

Retirement Planning Resources

Charitable Giving Strategies

Asset Protection Techniques

Family Business Succession Planning

Estate Planning for Blended Families

Elder Law and Long-Term Care

Probate Process Simplified

Guardianship and Conservatorship

Estate Planning for Young Families

International Estate Planning Considerations

Estate Planning Checklists and Worksheets

Explore Our Latest Articles

One Death, One Courtroom, One Child – and a Lesson Every Parent Needs to Hear

A recent custody case reveals a dangerous gap most parents never think about. Learn why naming a guardian in a will may not be enough to protect your child in an emergency.

Here’s What Can Happen to Blended Families When a Spouse Dies

In blended families, leaving everything to your spouse can lead to unintended consequences. Learn how poor planning can disinherit your children—and how to prevent it.

Why So Much Money Ends Up as Unclaimed Property and What That Means for You

Every year, billions of dollars quietly sit with state governments, unclaimed and forgotten. Learn how proper estate planning keeps what you own from getting lost. Read more…

Here’s What Happens to Your Retirement Accounts After You Die

Retirement accounts follow different rules from other assets you may own. After you die, the people you love most may face unexpected tax burdens if you don’t understand how the rules work. Read more…

Why Quick and Simple Estate Plan Reviews Don’t Exist

If your estate plan is years old, or you did it yourself, you may call an attorney asking for a quick, low-cost review of your estate planning documents, thinking it’s a quick and easy process. The reality is that an estate plan review is (or should be) more complicated than most people think. Read more…

Protecting Your Legacy: Why Legacy Planning Matters for Black Families

February is Black History Month — a time to honor the resilience, achievements, and contributions of Black Americans. It’s also a powerful reminder to think about the future and the legacy you’re intentionally building for your family. For many Black families, legacy...

Why Your Family Needs a Mission Statement

A family mission statement gives meaning to your estate plan by clarifying your values, purpose, and hopes for future generations. Learn how it helps protect both wealth and relationships.

What Happens to All Your Stuff When You Die? (And Why Your Family Is Dreading It)

Probate in California is not only slow, it’s expensive. Learn how court fees, attorney fees, and hidden costs reduce what your loved ones inherit — and how to avoid probate entirely.

The True Cost of Probate in California (And Who Pays for It)

Probate in California is not only slow, it’s expensive. Learn how court fees, attorney fees, and hidden costs reduce what your loved ones inherit — and how to avoid probate entirely.

How Long Does Probate Take in California? What Families Should Expect

How long does probate take in California? The answer may surprise you. Probate often lasts 12–18 months or longer—and that’s for simple cases. In this article, attorney Ruby Steinbrecher explains the typical California probate timeline, what causes delays, and how proactive estate planning (like creating a funded revocable living trust) can save your family time, money, and stress.

Reviewing Your Estate Plan after the Death of a Loved One

Reviewing Your Estate Plan after the Death of a Loved One

Losing a loved one is never easy, and it’s important to allow yourself time to grieve and process. When you’re ready, reviewing and updating your estate plan after the death of a loved one is crucial to ensure your wishes are honored. The loss of a key person named in your estate planning documents, whether as a beneficiary, executor, trustee, or agent, can have significant implications. By revisiting your will, trust, and powers of attorney, you can make necessary updates to avoid legal complications and protect your family’s future. Discover the essential steps to take when revisiting your estate plan after a loved one’s passing.

How to Make Your Inheritance Last

How to Make Your Inheritance Last

Receiving an inheritance can be a transformative experience, yet many individuals find that their newfound wealth diminishes rapidly. In fact, studies show that nearly one-third of Americans see little to no change in their financial situation after receiving an inheritance. To ensure your inheritance lasts and serves your long-term goals, it’s essential to approach it with a thoughtful strategy. This article outlines practical steps you can take to manage your inheritance wisely, from creating a solid financial plan to enlisting the help of professionals. Discover how to make the most of this financial gift and secure your future.

3 Tips for Every New Homeowner

3 Tips for Every New Homeowner

Just bought a new home? This blog covers three essential steps you should take right away, including updating your address, coordinating your house title with your estate plan, and reviewing your life insurance coverage to protect your family. Read on for more tips to safeguard your investment.