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Beyond the FDIC Safety Net: Protecting Your Cash When Your Savings Exceed Insurance Limits

Worried your savings exceed the FDIC insurance limit? Learn how to protect deposits over $250,000 using smart strategies like multiple banks, trust accounts, and more to secure your financial legacy.

Common Estate Planning Questions Part 2 of 2

Choosing between a will, trust, or doing nothing at all can feel overwhelming, but your decisions today will impact your loved ones tomorrow. In this Q&A, I’ll break down the key estate planning options, explain probate, and share practical ways to protect your family from unnecessary stress and court involvement. Whether you’re unsure about asset distribution, guardianship for minors, or simply uncomfortable discussing estate planning, this guide will help you take the next steps with confidence.

Common Estate Planning Questions Part 1 of 2 – On How to Handle Your Assets

Understanding how your accounts and assets are titled is crucial for ensuring a smooth transfer to your loved ones while avoiding common pitfalls. In this first part of a two-part series, we answer key questions about joint ownership, transfer-on-death designations, and how to best structure your estate plan to protect your assets.

Older posts:

Hi, I'm Ruby

Hi, I'm Ruby

Estate Planning Attorney

I have practiced law for over 16 years, first working at a medium-sized firm in San Francisco handling civil litigation, and then moving into estate planning, small business and contract law since 2010. I value people, the planet, and prosperity that does not adversely affect the former.

« Learn More

Beyond the FDIC Safety Net: Protecting Your Cash When Your Savings Exceed Insurance Limits

Worried your savings exceed the FDIC insurance limit? Learn how to protect deposits over $250,000 using smart strategies like multiple banks, trust accounts, and more to secure your financial legacy.

Common Estate Planning Questions Part 2 of 2

Choosing between a will, trust, or doing nothing at all can feel overwhelming, but your decisions today will impact your loved ones tomorrow. In this Q&A, I’ll break down the key estate planning options, explain probate, and share practical ways to protect your family from unnecessary stress and court involvement. Whether you’re unsure about asset distribution, guardianship for minors, or simply uncomfortable discussing estate planning, this guide will help you take the next steps with confidence.

Common Estate Planning Questions Part 1 of 2 – On How to Handle Your Assets

Understanding how your accounts and assets are titled is crucial for ensuring a smooth transfer to your loved ones while avoiding common pitfalls. In this first part of a two-part series, we answer key questions about joint ownership, transfer-on-death designations, and how to best structure your estate plan to protect your assets.

Older posts:

Hi, I'm Ruby

Hi, I'm Ruby

Estate Planning Attorney

I have practiced law for over 16 years, first working at a medium-sized firm in San Francisco handling civil litigation, and then moving into estate planning, small business and contract law since 2010. I value people, the planet, and prosperity that does not adversely affect the former.

« Learn More