What’s in it for you?
- Yearly 1 hour call (attorney hourly rate) = $400
- Quarterly 15 Min Check-ins = $400
- Monthly Q&A Sessions (valued @ $50 each) = $600
- Amendment Discounts = $100 off
- Family Discounts of up to $500
- Exclusive Resources + much more!
$2000+ VALUE!!!
MEMBERSHIP COST
$89/month or
$1000/year
Discover the Benefits of Membership
Join the Umbrella Club
Ongoing Counsel and Peace of Mind for Every Season of Life
At the Law Office of Ruby Steinbrecher, we believe estate planning isn’t a one-time event—it’s an ongoing relationship. A will or trust created once and forgotten isn’t a true plan. It’s a snapshot in time. And when life changes (as it always does), an outdated plan can leave your loved ones exposed to unnecessary stress, cost, and conflict.
That’s why we created the Umbrella Club—our exclusive membership program designed to keep your plan aligned with your life, your values, and the people you love most.
Why Join the Umbrella Club?
Because life doesn’t stand still. A growing family, a new home, a business launch, changing relationships—any of these can impact your plan. Without regular reviews and updates, your estate documents can become outdated quickly, leaving your family without the clarity and protection you intended.
The Umbrella Club is our ongoing commitment to you—making sure your legal documents, asset inventory, and named agents grow and evolve with you.
Who Benefits Most from the Umbrella Club?
- Busy Families juggling kids, careers, and aging parents
- Entrepreneurs and Business Owners managing evolving assets
- Blended Families navigating complex dynamics
- Growing Families planning for an uncertain future
Membership Benefits Include:
- Annual Plan Reviews + Planning Session – Stay confident your plan still reflects your wishes and meets your family’s needs with a yearly check-in and review meeting.
- Members-Only Pricing on Updates – Receive discounted pricing on updates and changes to your documents—big or small. Need to change a beneficiary or agent? Get $100 off. Making major changes like adding a trust? Receive 10% off restatements.
- Quarterly 15-Minute Access Calls – Have a quick question? Need clarification? Members get dedicated time with our team each quarter to stay informed and supported.
- Legacy Interview Updates – Share stories, values, and messages through annual legacy interviews—building a treasured library for future generations.
- Educational & Client Appreciation Events – From informative webinars to heartfelt client appreciation gatherings, you’re invited to connect, learn, and grow with us year-round.
- Special Pricing for Your Loved Ones – Planning runs in the family. Your membership includes exclusive discounts for your relatives too.
- Monthly “Attorney Hour” Webinars – Join us each month for live Q&A and timely estate planning insights to keep you empowered and up to date.
- Exclusive Articles, Guest Webinars & Resources – We continually evolve to serve you better—bringing you fresh, relevant content and expert-led discussions.
Join Our Membership Program
Unlock exclusive access to expert resources, personalized check-ins, and insightful webinars. Become a member today and start planning for a secure future with the Law Office of Ruby Steinbrecher.*
*Only clients of the Law Office of Ruby Steinbrecher have the option to become a member.
Exclusive Member Resources
Comprehensive Estate Planning Guide
Trusts and Wills Handbook
Estate Taxation Overview
Power of Attorney Essentials
Healthcare Directives Explained
Beneficiary Designation Tips
Digital Estate Planning Tools
Retirement Planning Resources
Charitable Giving Strategies
Asset Protection Techniques
Family Business Succession Planning
Estate Planning for Blended Families
Elder Law and Long-Term Care
Probate Process Simplified
Guardianship and Conservatorship
Estate Planning for Young Families
International Estate Planning Considerations
Estate Planning Checklists and Worksheets
Explore Our Latest Articles
Think Your Estate Plan is Complete? Make Sure You’re Not Missing These
Roughly two-thirds of Americans do not have an estate plan, according to a recent survey from Caring.com.[1]
If you are among the minority of U.S. adults who have prepared a will, living trust, and other end-of-life documents, you may think that your estate plan is settled. But you might want to think again. An estate plan is a living set of documents that should be regularly reviewed and updated. Even if you are vigilant about changing your estate plan over time, there may be aspects that you have missed, such as beneficiary designations for retirement accounts or life insurance policies.
The Pros and Cons of Probate
In estate planning circles, the word “probate” often carries a negative connotation. Indeed, for many people—especially those with valuable accounts and property—financial planners recommend trying to keep accounts and property out of probate whenever possible. That being said, the probate system was ultimately established to protect the deceased’s accounts and property as well as their family, and in some cases, it may even work to an advantage. Let us look briefly at the pros and cons of going through probate.
Estate Planning Lessons We Can Learn from “Encanto”
Not only is Disney’s award-winning animated film Encanto hugely entertaining, it also contains the following valuable estate planning lessons: Leaving a family legacy is important and can have an impact beyond your immediate family. Be sure to consider the...



